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Edison Mortgage, Inc.
7270-3 College Parkway
Fort Myers, FL 33907
Phone: (239) 936-5550
Fax: (239) 939-5601
info@edisonmortgage.net
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Glossary of Terms
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Abstract of Title
Acceptance of Sale/Sales Contract
Adjustable Rate Mortgage (ARM)
Amortization
Annual Percentage Rate (APR)
Appraisal
Appraisal Fee
Appreciation
Assessed Value
Assessments
Balloon Mortgage
Bi-Weekly Mortgage
Billing Cycle
Bond Program
Broker
Buy Down
Cap
Closed-End Loan
Closing Costs or Settlement Fees
Closing or Settlement
Collateral
Collection
Combined Loan-to-Value (CLTV)
Commitment
Conforming Loan
Construction Loan
Conventional Mortgage
Credit Pre-Approval
Credit Report
Credit Score
Current Debt
Debt-to-Income Ratio
Deed
Delinquent
Discount Points
Down Payment
Economic Indicator
Equity
Escrow Account
Escrow Payment
Federal Home Loan Mortgage Corporation (Freddie Mac)
Federal Housing Administration (FHA)
Federal National Mortgage Association (Fannie Mae)
FHA Loan
Finance Charge
FIRPTA
FIRREA
First Mortgage
Fixed Rate Mortgage
Floating Your Rate
Forbearance
Foreclosure
Gift Funds/Gift Letter
Good Faith Estimate
Hazard Insurance
Home Equity Line of Credit
Homeowner's Association Fees
Homeowner's Insurance
Homeowner's Warranty Program
Income
Income-to-Debt Ratios
Index
Interest
Interest Adjustment
Investor
ISAOA
Jumbo
LIBOR (London Interbank Offer Rate)
Lien
Line of Credit
Loan Application Fee
Loan Origination Fee
Loan Servicing
Loan Term
Loan-to-Value Ratios (LTV)
Locking Your Rate
Margin
Market Value
Maturity Date
Modification
Mortgage Life Insurance
Mortgage Term
Negative Amortization
Note
Note Rate
Origination Fee
Pest Inspection
PITI
Point
Prepayment Penalty
Prime Rate
Principal
Private Mortgage Insurance (PMI)
Property Appraisal
Property Tax
Purchase Offer
Rate Adjustment Period
Rate Cap
Rate Guarantee
Rate Lock
Reconveyance
Recording Fees
Refinance
Second Trust Deed
Secondary Mortgage Market
Servicing
Settlement Fees or Closing Costs
Settlement or Closing
Subordination Agreement
Tax Service
Title
Title Insurance
Title Search
Transfer Fee
Underwriting
Unsecured Loan
VA Loan
How to Apply
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